Mindset Fixes

Working on You: How mindset changes everything

Working On You: Mindset Changes Everything

2018 was a weird year for me. I started the year with a word to express its theme: Mastery. At the start of 2019, looking back, I think a better theme would have been Mindset, as the mastery I achieved was over my own mind. Among the things I’ve worked on is me. In particular, […]

Scarcity, Abundance, and Balanced Frugal Living

Scarcity, Abundance, and Balanced Frugal Living

When I first started writing again, after having little babies in the house, the topic was on frugal living mostly. Well, motherhood and frugal living. I would have balked at the concept of Abundance. Why? Survival Mode Scarcity Can’t See Abundance Well, as I’ve written before regarding poverty, when you’re in the thick of it […]

In pursuit of mastery in the coming year.

In Pursuit of Mastery

Every year for the last several years, I’ve prayed about and chosen a different word as my “theme” for the year. This year, 2018, the theme is Mastery. One reason for choosing mastery is that this has been something I’ve been working on in some areas in my life. I’m great at starting things, and […]

How to Cure procrastination and build better habits

How to Cure Procrastination and Build Better Habits

I have a serious problem sometimes. Maybe I should say “Had” a serious problem. Although, to be honest, it still crops up from time to time. Steven Pressfield in War of Art would call it “Resistance”. Maybe Gretchen Rubin would call it a nasty habit. It’s procrastination, my friends.  Mixed, to be honest, with self-loathing, […]

This is your brain on poverty

This is Your Brain on Poverty

Everyone has their own thoughts on what causes poverty. Different pundits opine about what fixes financial woes for families in the 21st century. Half the time, I sit here reading those things, shaking my head. While rolling my eyes, I wonder how they would survive what I’ve survived.  Would any of these idiots still be alive at the […]

Acting vs reacting: what is the difference and how does it affect my life

Acting vs Reacting

One of the best skills you can ever develop as a human being is the fine art of acting vs reacting. This is one of those things you learn more and more as you mature. If you’re willing to listen to life’s lessons sent your way. A professor in college used to urge us to […]

Taking Risks isn't all bad

Taking Risks Isn’t Always Bad

A short while ago, I posted about embracing failure. It’s an important lesson to learn because anyone who has ever done anything at all of value has failed in their lives. Living and trying new things involves risks. Most have failed several times. No one ever succeeds the very first time they try something new. […]

When you're feeling overwhelmed and just treading water

When You’re Feeling Overwhelmed and Just Treading Water

There are seasons in our lives when you’re feeling overwhelmed. Here’s how to cope with those seasons.
Seasons when treading water is the greatest accomplishment.

Don't Fear Failure

Embracing Failure

I’m sure that sounds like a strange thing, to suggest we should embrace failure. Well, maybe. I wouldn’t say we should try to fail, but we certainly shouldn’t fear it. Every time we fall short we can learn and grow if we get back up again. My own fear of messing up early in life […]

Living Frugally within your own Values

Living frugally, to be successful, has to be about saving money in ways that don’t leave you or your family feeling frustrated or deprived. A frugal living tip is only going to work effectively in your life if it fits your lifestyle and your values. It took me years to learn that. I could never […]

6 ways to start saving money when you're broke

6 Ways to Start Putting Money Away for Savings

Are you worried about your personal savings (or lack thereof?) You’re not alone. Since the day when a financial planner guy caused me a few weeks’ worth of lost sleep, and several dozen panic attacks by telling us we should put aside $1,000 a month to our savings for retirement and college for our then-three […]



Last week, a friend and I talked about saving money. Specifically we talked about my savings plan that I talk about in my book Put Your Budget on a Diet. In this plan, I put every $1 bill I receive back as change. I call this “The One Dollar Plan”. It’s a simple but effective […]

Understanding the difference between contentment and complacency

Is Contentment Complacency?

I’m a big believer in contentment. An attitude of contentment got me through some very hard times in our family. It’s far more peaceful to live in contentment than to fret constantly about what you don’t have. Sometimes my brain works overtime on this topic, though. Is the desire to improve yourself at odds with […]

When You Think Your Doodles aren't "Good Enough"

When You Think Your Doodles aren’t “Good Enough”

When you are just beginning to learn to draw, it’s very important to draw as much as possible. Don’t dismiss your doodles and sketches as “not good enough”. Not good enough for what? You’re learning! Simple Inspiration Sometimes the simplest things around us, while boring as subject, can still provide us with easy sketching material. […]